“I am still determined to be cheerful and happy, in whatever situation I may be; for I have also learned from experience that the greater part of our happiness or misery depends upon our dispositions, and not upon our circumstances.”
~ Martha Washington
Over 100 years of combined experience.
The fiduciary standard:
- Fiduciaries advise and manage assets on behalf of clients and owe a duty of good faith and loyalty.
- Fiduciaries must avoid and disclose any conflicts of interest.
- Fiduciaries must adhere to a best execution standard that ensures clients receive the best possible combination of low cost and efficient execution.
- Fiduciaries are prohibited from selling investments or making trades because the decision results in higher commissions.
- CTMA Wealth Management, as your fiduciary, always acts in your best interests.
Chris Abely, Chartered Financial Analyst
“Not everything that can be counted counts and not everything that counts can be counted”- Albert Einstein
Chris Abely is a Chartered Financial Analyst (CFA). He began his career in New York as a Capital Markets Analyst before becoming a Vice President of Commercial Banking. He later acquired and established a financial services firm for individuals and corporations. He sold the businesses in 2001 to The CUNA Mutual Group, where he became a Senior Vice President working in both insurance and investments. He has a Bachelor of Science degree in Finance and Economics from the University of New Haven. Chris founded CTMA Wealth Management in 2010, naming it to honor his children Tyler and Mackenzie.
Chris will be getting married to Dawn Poker in early 2019. Their dog Harley is our CTMA mascot.
Scott Albraccio, VP of Sales
"You miss 100 percent of the shots you never take." - Wayne Gretzky
Scott Albraccio has more than 30 years of experience in the credit union industry. He worked in marketing, business development and sales roles at CUNA Mutual, expanding the firm’s long-term care and executive benefits product lines. He is well known on the credit union speaking circuit and as an author, sharing his expertise in compensation planning and funding strategies. He holds numerous insurance and securities licenses.
John Burzenski, CPA, PFS
"And in the end, it's not the years in your life that count. It's the life in your years." - Abraham Lincoln
John Burzenski founded Burzenski & Company, P.C. in 1983. He is the firm’s past president and established the wealth management division. John is a founding Member/Partner of CTMA Wealth Management. A graduate of Quinnipiac University with a Bachelor of Science degree in Accounting, he is a member of the Connecticut Society of Certified Public Accountants (CSPCA) and the American Institute of Certified Public Accountants. He is certified as a Personal Financial Specialist (PFS) and holds numerous securities and insurance licenses.
Deb Kirby, Analyst
"Some people talk to animals. Not many listen though. That's the problem." - A.A. Milne
Deb Kirby specializes in 401(k) operations and asset management strategies. She has more than 36 years of financial experience, including 22 years in the residential mortgage industry, where she held positions ranging from origination to underwriting. She has a bachelor's degree in Finance from the University of Rhode Island.
Kerry McConville, Communications Coordinator
"Do not go where the path may lead, go instead where there is no path and leave a trail." - Ralph Waldo Emerson
Kerry McConville works with client strategies and assists with compliance, and has expertise in marketing, project management, quality assurance and retail. Her 26-plus years of experience include a position as a business analyst for a database marketing software firm for large financial institutions and at another software company where she was a client relationship specialist. She also developed, owned and operated a women and children’s accessory business serving specialty boutiques on the Northeast Shoreline. She is a graduate of Providence College with a B.S. in Math/Computer Science.
Melinda Torgerson, Investment Advisor
"Courage doesn't always roar. Sometimes courage is the little voice inside your head that says I will try again tomorrow." - Mary Anne Radmacher
Melinda Torgerson helped launch CTMA and has been involved in all aspects of the business. She is an integral part of the team. Her current focus is the Veterinarian Market Place and our 401(k) programs. She started her career as a Project Leader in Research & Development at Subway World Headquarters, before making a career change and becoming a Personal Banker at Bank of America. She received her degree in Business Administration from Gateway Community College and obtained her series 7 and 66 licenses.
Harley Rose, Our Mascot
"Everyone thinks they have the best dog. And none of them are wrong." ~ W.R. Purche.
Yes, she is a girl and proud of it! Harley Rose was born in the winter of 2011 and by the end of the summer she learned to board. Yes it was accidental but after she got on the skateboard the rest is history. From going full speed down long stretches of road to banking off turns she's a real treat. Her Mom, Dawn - see Chris's bio above, takes her boarding every day. While she is now in her later years, she brings much joy to all of the people who watch her amazing talent. We hope you enjoy her video!