Individually Manager Accounts
All investments are held by Charles Schwab, in client owned accounts. We use individual securities (Equity & Debt), Exchange Traded Funds (ETFs), Master Limited Partnerships (MLPs), accounts own the core investments. The client can access and understand what the own and why. CTMA provides the advice, investment management and execution on all trades. We deliver returns based on objectives and connect the results to the client’s expectation. Our model is designed to be cost effective which directly translates to better results.
All accounts are managed to optimize the investments used to meet the client’s objective. We select securities by combining the client’s objective with the lowest cost of ownership. Clients own the actual securities and diversify with other assets and positions rather than use a product from a provider (e.g. Mutual Fund or in some cases ETFs). This creates an overall best value approach and to CTMA’s core value of Transparency!